National Overseas Travel Policy is a comprehensive travel product covering varied insurance needs of international travelers going on holiday or business Trip outside India.
Product description: National Overseas Travel Policy is a comprehensive travel product covering varied insurance needs of international travelers going on holiday or business Trip outside India.
Eligibility: The Policy is available to individuals and their family members, defined below:
Citizens of the Republic of India, who are undertaking bona fide trips outside their domicile country for the purpose of holiday or business.
Non-Indian citizens resident in the Republic of India, who are undertaking bona fide trips outside the Republic of India, for the purpose of holiday or business
Mode of Travel - Travel by Air, Road, Rail and Water.
Key features
No pre-policy health checkup upto 70 years of age.
Medical coverages under Emergency medical expenses, medical evacuation, medical reunion and Emergency dental pain relief .
Travel related covers such as Trip delay, cancellation and curtailment .
Coverages for Delay and/or Loss of checked in Baggage.
Minor children care for children travelling with the Insured Person who are left unattended during insured hospitalization.
Emergency Cash Advance for Sum Insured options 50,000 USD and above.
Bounced Hotel and Flight booking charges are covered.
Loss of documents such as passport and visa are also covered for up to 250 USD.
Pet care cover for sudden illness of the pet belonging to the Insured Person in the Republic of India is available for the period the Insured Person is on the covered trip.
Home Burglary Cover for loss of or damage to the contents in the home in India, caused by actual and/or attempted Burglary during the policy period while the Insured person is on a Covered Trip is available.
Personal liability upto 200,000 USD is also available.
Travel Assistance at any time of emergency during the Covered trip
Automatic extension of the Policy Period is granted upto a period of 7 days for necessary extension after expiry of policy period.
Optional Cover such as loss of Laptop (only one) and Personal Accident cover (Death only) are available.
Note- The above coverages & limits are based on selection of Region of visit and Plan type.
